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Key takeaways
- Citi Bend Fund allow you to withdraw certain or each of their readily available Citi credit borrowing given that a loan
- Providing your finance due to the fact a beneficial Citi Flex Loan gets a predetermined payment per month and fixed rate of interest up to the loan is actually paid down into full
- Citi Fold Financing offer a number of masters, for example perhaps not demanding an additional hard borrowing from the bank query, but you will have to run the newest amounts to make sure they sound right for your problem
Credit cards bring a handy treatment for buy relaxed commands, but really you’ll find constantly situations where you may like cash.
The fresh new Citi Bend Loan system might be a good alternative to powering upwards a balance on your own credit to own unexpected costs or taking out a charge card payday loan. Payday loans normally require an initial fee (typically 5 per cent of the get better matter), and the currency your obtain will start accruing attract at a beneficial higher changeable speed regarding day you to definitely and no sophistication period.
If you are searching to own a far greater alternative, Citi Flex Financing are worth examining. Here is how Citi Flex Fund operate in routine, and a few suggestions to help you is an excellent choice for your.
What’s a beneficial Citi Fold Mortgage?
Citi Bend Financing and you may Town Fold Shell out are two programs one provide cardholders way more flexible payment choice and you will repaired terms and conditions as a result of Citi’s Citi Bend Agreements.
That have an excellent Citi Bend Financing, you might take-out a loan on your own qualified Citi card’s credit line within a predetermined interest. You may also decide how far you really need to borrow and accept toward a predetermined payment and you can repaired rate of interest you to persists into the life of the loan without finishing a different sort of application or credit check.
Citi Flex Spend, while doing so, are an adaptable percentage arrange for Citi cardmembers which enables qualified bank card instructions are repaid through the years having a great fixed Annual percentage rate.
Both Citi Fold Finance and you may Citi Flex Shell superior site for international students out try options available once you do a beneficial Citi Fold Package., Citi’s program giving cardholders significantly more flexible percentage alternatives and repaired terminology.